AlAhli GCC Growth & Income Fund

"a commitment to consistency"

Summary of Risks

Equity Markets Risks

The Fund seeks to achieve long-term benefits of equity investing in the GCC listed stocks of various companies including highly volatile stocks subject to the Fund investment guidelines. Higher long-term equity returns are associated with increased volatility; the risk inherent in equity investing is higher than that in other types of investment instruments.

Dividends Fluctuation Risks

This includes the risk of fluctuation in the income distribution by the Fund due to any fluctuation in earnings and / or changes in the dividends distribution policies by the underlying companies the Fund may have an investment in, which will accordingly impact the income distributions by the Fund to the unitholders.

Shariah Investment Risk

This is the risk of limiting the investment to only Shariah compliant companies; which includes the risk of disposition of non Shariah compliant companies during unfavorable market conditions in order to comply with the Fund's Shariah guidelines.

Liquidity Risk

Liquidity risk is the risk of financial loss to a mutual fund, arising from its inability to have enough funds to meet its contractual obligations.

For more details about the Fund's risks please refer to the Fund's Terms and Conditions.

NCB Capital Company is authorised by the Capital Market Authority under License No. 37 - 06046. The registered office of which is at Al Maather street, P.O. Box 22216, Riyadh 11495, Kingdom of Saudi Arabia.

Past performance is not necessarily a guide to future performance, the value of the investment in the fund is variable and may increase or decrease and service and performance fees/charges apply. NCB Capital may have a position or holding in the securities concerned or in related securities and/or may have provided within the previous 12 months signification advice or security business services to the issuer of the securities concerned or of a related security.

This product may not be suitable for all recipients of this report, and in case of any doubts, you should seek advice from your investment advisor, more information about the fund is available in the Terms and Conditions and should be read carefully before investing. You can obtain a copy of the Terms and Conditions by visiting www.ncbc.com, while reading the fund's Terms and Conditions, please refer to the principal risks of investing in the Fund.

This product may not be suitable for all recipients of this report, and in case of any doubts, you should seek advice from your investment advisor, more information about the fund is available in the Terms and Conditions and should be read carefully before investing. You can obtain a copy of the Terms and Conditions by visiting www.ncbc.com, while reading the fund's Terms and Conditions, please refer to the principal risks of investing in the Fund. A copy of the fund's Financial Statements can be obtained upon request made to the fund manager or by visiting www.tadawul.com.sa.